Why should I invest in Aussie Aqua?
The main reasons for investing are best determined by each individual investor however, if you are looking to diversify your investments and receive an exceptional interest rate in today’s market environment, then these bonds could be a perfect option for many.
From an Aussie Aqua perspective our aim is to provide you with an excellent ‘Return on Investment’ (ROI) via a healthy interest rate return. The minimum return you will receive with this Corporate Bond issue is 12.5% per annum.
You are investing in an Australian and Filipino operated business. The Aussie Aqua water supply business is fully registered and government compliant. Importantly, we can provide larger companies with all the Bureau of Internal Revenue (BIR) documentation and official receipts needed for our client’s annual reporting. This is very important as we look to expand our operations and increase our competitive position in a growing market.
Will Aussie Aqua issue a paper Bond Certificate?
In today’s age of electronic data management systems there is really no need to issue a paper or electronic certificate. Aussie Aqua bonds are NOT ‘Bearer Bonds’ where a signed, printed and sometimes stamped certificate is necessary. However, Aussie Aqua will provide an electronic certificate that will be e-mailed to the purchaser within a few days of receiving investment funds. These certificates will have no monetary value unless the holder’s details and investment information is recorded on our management system.
Therefore, it is essential that you advise Aussie Aqua if you gift, sell or exchange your bond for whatever reason. The new owner details must be recorded on our systems and a new Bond Certificate issued. This can be done via our ‘Sale of Bonds’ online form/portal that will be designed to capture important information used to track bonds and payments.
What if I want to redeem my bonds?
Initially you can sell your bonds back to Aussie Aqua. We will always pay the issue price of 10,000 peso or $300 per bond. This way you will never lose your initial investment.
Please be aware that if you have held your bond for less than 12 months we will deduct the interest already paid from your bond money return.
In 2020 we intend to build an application on our Website that will manage the buying and selling of bonds online. There will be a daily buy and sell price advertised so that potential buyers and sellers can anonymously invest or sell off all or part of their bond portfolio.
You may also choose to sell, gift or trade your bonds privately via whatever means you choose.
Any change of ownership must be reported to Aussie Aqua and once verified a change of ownership against the bond or bonds will be recorded.
In essence you can effectively sell your Bond or Bonds back to Aussie Aqua at any time and at least redeem the purchase price. If you hold for more than 12 months you keep any interest that has been paid.
Do I have a voting right in the direction of the company based on my bond holdings?
Short answer – NO. Aussie Aqua is offering Corporate Bonds and not shares and therefore the direction of the company is always under the full control of the owners regardless of the number of bonds held.
The main purpose of purchasing bonds in Aussie Aqua is to gain a high interest return on your investment. This is provided via monthly interest payments. There is the possibility that the bond price will increase over time especially if fully subscribed or the next issue of bonds is at a lower interest rate. This could result in an increased capital value of the bond.
Please keep in mind that no guarantees are made over the future value of our Corporate Bonds. You will not lose money as you can always sell to Aussie Aqua at the issue price.
When do I receive my monthly interest payments?
All monthly interest payments are made on or around the 15th of the month. Your first interest payment will be pro-rated based on the actual date your investment funds were received in our BDO or Security Bank account. For example: you purchase 5 bonds on the 5th of June and the next interest payment is due on the 15th of June therefore; you receive interest for 10 days in June. This is calculated as follows:
Using an example of P50,000 (5 Bonds)
Actual Days Invested/Days in Month x Full Monthly Interest
Full monthly interest would be: P520.83
10/30 = O.333
0.333 x 520.83 = P173.61
Similarly, when you redeem your bonds, or they are purchased by Aussie Aqua your full interest will always be paid out regardless of the day it is redeemed.
If you sell your Bonds any interest payable will go to the new owner of the shares and paid on the next due payment date. No pro rata is applied and the new owner will receive the full interest payment on the 15th or there about.
Why do I need a Security Bank or BDO account for Investments under P100,000?
This applies to persons investing in Philippine pesos only.
Aussie Aqua uses BDO and Security banks for all our account requirements. As such we can make transfers to these banks at Nil cost and therefore NO charge to you when paying your monthly interest.
If you purchase 10 or more bonds we can be a little more flexible on banking.
Why does Aussie Aqua reserve the right to pay out bonds after 2024?
Aussie Aqua reserves the right to pay out bonds because of unknown economic, political and regulatory conditions that may exist in the short to medium term future. What if the current rate of interest offered was unsustainable beyond 2024? This could place an operating burden on the company which could result in the company ceasing operations. Obviously not in the interest of everyone.
What security does Aussie Aqua have to guarantee our bonds?
Cash on hand of P5 Million. Property in Australia and the Philippines valued at around P60 Million pesos. Current value of Aussie Aqua (at July 2019) approximately P6.5 Million pesos. Aussie Aqua also holds shares in Australia to the value of $200,000.
I am considering a substantial investment into Aussie Aqua; can I meet the owners?
Yes – I would encourage anyone looking to purchase a significant number of bonds to first meet with myself; Jeff Collinson, prior to investing.
If in the Philippines you can meet me at my favorite after work hangout – Moon’s Bar in Diamond Subdivision.
That was an obvious plug for my good mate at Moon’s Bar, Dr Tez (tickles) Molloy.
If you reside in other countries or provinces within the Philippines we can chat via Skype or telephone.
Can I purchase bonds from overseas?
In Australia – Yes
If you have an Australian bank account, bonds will be issued with a similar value to those in the Philippines i.e. $300 Australian dollars. You can purchase by depositing your funds into our Australian account. Your interest will be paid monthly in Australian dollars into any nominated Australian bank account.
For example: the purchase price of 1 Bond in Australian dollars is $300. Your monthly interest payment will be calculated on this amount.
Countries other than Australia and the Philippines – yes via special arrangement. Please contact Jeff Collinson personally rather than through our online process.